Own Your Home A Lot Sooner

Reduce your mortgage repayments and pay off the loan Faster.

Kiran Saldhanha, personal finance strategist at BorrowerFirst

Mr. Kiran Saldhanha

Personal Finance Strategist

20

Years Of Experience On Your Side

Need a Personal Finance Strategy?

Just imagine having an experienced financial planner, Home Finance Manager with Australia's First Bank, Mortgage Broker of 20yrs and a Licensed Real Estate Agent to help secure significant savings on your home loan. Not just money, but time and stress. It's really that simple.

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How does it work?

We focus on your financial situation to put a strategy together for better financial outcomes. Maximising the savings on your mortgage repayments, paying off your home loan a lot faster to help you own your home a lot sooner.

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Why Borrower First?

It's no secret, having a coach helps even the best improve. Your 30yr home loan is a financial product like no other, it's a marathon and having someone on your side who puts your interests first, will change your life. Don't take my word for it, see what our ideal clients have to say.

Borrower Centric

We work for you

Experienced

20 yrs exp - Financial planning, property and finance borrowing.

Credit Advice

More than get you a loan we provide credit advice.

We are proud to be the leaders in putting YOU, the Borrower First

Like a manual car, your home loan can get very frustrating driving in first gear. Moving through the gears is essential to secure savings, paying off your loan faster and creating wealth to secure a better retirement.

We believe that attention to what you want is most important to you and we tour guide you from where you are to where you want to be in your finance journey.

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Your Financial Options

Why Refinance?

Refinancing your mortgage can offer several potential benefits, depending on your financial situation and goals. Some of the common reasons could be.

You Save More

You Save More

Securing the right finance structure is the most powerful way to secure savings in time money and stress.

You Get More

You Get More

We'll help you with a strategy, our experience and relationships.

You Spend More

You Spend More

The savings and benefits you gain allow you to spend more on the things that matter to you.

You Own More

You Own More

Save years of repayments and own your property sooner, create a property portfolio.

The Way We Work

How We Put You The Borrower First?

A Personal

Finance Strategy

Finance Secrets To

Pay Off Your Loan Sooner

Own home

lot sooner

About Us

Borrower First! It's About Time You Are Put First

Focus on what's important to You, while we work the magic with the numbers and make your money work overtime

What's Really Important To You?

Tailored Expert Advice

We appreciate that finance affects every aspect of life and tailor our advice to suit yours.

A Combined Experience Of 60+ Year's

We are a team of experienced finance experts, here to answer all of your questions.

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Here's What You Get

We work for you, the borrower. Now that's refreshing.

A team of experienced finance specialists focused on what's important to you.

We appreciate this is a journey and tour guide you to your next destination.

Not convinced? Submit your details and find out how we can save you heaps!

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Borrowers We've Helped To Save

Check out how success stories at BorrowerFirst have transformed clients' lives on their financial journey.

Rob The Gas Man Saved $40,000 In The First Year!

When Rob, owner of The Gas Man Company, was looking to consolidate his debt, Borrower First figured out a way to help him save about 2.5% on his interest rates, which was a significant amount considering their loans. The freed-up cash after refinancing their debt was a great relief for him, his wife and his business. At the end of it all, we helped Rob save almost $40,000 in his loan repayments in the first year! Rob said that with this newly gained financial freedom, for the first time in a long time, they were looking to book an overseas holiday that they had put off for a long while.

"If you're looking to refinance investment property or business debt, I definitely recommended Borrower First. They sit down, they listen to you, and look at the best way to refinance."

Rob

Sanford and Soniya saved over $100,000 in their repayments after refinancing their home loan.

They were paying interest of above 3%. With Borrower First, they had to pay less than 1%. Soniya agreed that while working with mortgage brokers only offered different mortgage options, having a personal refinance strategist helped them understand their personal needs and know how secure their future was. Saved from the hidden trailing commissions, they could pay their home loan before retirement without any major cutbacks in their lifestyle.

"Kiran's a really good person to work with. He would really sort your finances out. And I think getting an interest rate of less than 1% is any borrower's dream."

Sanford and Soniya

Kerren Saved 5 Years & $18,000/yr

While Kerren wanted to own an investment property, she had three other loans that were set interest only for almost 5 years. So the first change we made is to help her move to principal + interest loans.

With financial security and a good mortgage buffer for emergencies, both of her properties became self-sufficient. With the whole package of refinancing investment and home loans for great interest rates, she saved $18000 in the first year itself, which translated to massive savings over the years.

"I hated having to refinance over and over, and with Borrower First, I'm glad my search was over."

Kerren

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What's In It For You?

Why not explore some of the other great tools available using our market technology to support you on your home buying or refinance journey.

Borrowing Power

Understand how much home, not just loan, you can actually afford.

Property Reports

Get valuable property or suburb insights before buying or refinancing.

Credit Score & Report

Better understand, monitor leverage, and protect your credit profile.

Apply now

Financial Disclaimer: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this website serves as the receipt of, or as a substitute for, personalized investment advice from Borrower First. Please consult our financial experts for more information.